出国留学怎么可能不去银行开卡！可是那些关于银行卡开户、存款、取款、销户、挂失、兑换、汇款、换卡等等的英语都怎么说？这个帖子就可以回答你的全部疑问！还有超全的实用银行英语词汇。

开户：

1. I'd like to open an account in your bank. Should I take a number first?

我想在你们银行开户。我要先取号码牌吗?

2.Which account gives the highest interest rate?

哪种帐户提供最高的利率？

3.Please tell me the procedure for opening a savings account.

请告诉我开个储蓄帐户需要 什么手续。

存款：

1.I want to deposit these cheques in my account.

我想把这些支票存在我的账户上。

取款：

1.May I withdraw money against the letter of credit here?

这个信用证在这儿能取钱吗?

2.I'd like to withdraw NT$10,00 from my account.

我想从户头提领一千元出来。

销户：

1.I'd like to close my account

我想销户。

兑换：

1.I'd like to convert the full amount of the remittance into U.S. Dollars.

展开全文

我想把全部汇款换成美元。

挂失：

1.I'd like to report the loss of my credit card and cancel it.

我要办理信用卡挂失并取消那张卡。

汇款：

1.Give me a post order please.

请给我一张汇款单。

2.What’s the charge for 1000 RMB remittances to Beijing?

往北京汇款1000元手续费是多少?

换卡：

1.My credit card is expired. Can you renew it for me?

我的信用卡过期了。可以换发新卡给我吗？

银行常用英语词汇

取款：

to close an account, to clear an account 结清

to draw money 取款

drawing-out slip 取款单

the number slip 号码牌

a withdrawal form 取款单

to fill in the receipt in duplicate 一式两份填这张收据

teller, cashier 出纳员

外汇：

exchange table, conversion table 汇兑换算表

foreign exchange 外汇

exchange rate 外汇率

conversion rate 折合率

foreign exchange restriction 外汇限额

foreign exchange quotations 外汇行情

to check the rate for sb. 查牌价

利率：

interest rate 利率

simple interest 单利

compound interest 复利

legal interest 法定利息

prime rate 优待利率

payable interest 应付利息

lending rate 贷款利率

usury 高利贷

the subsidy rate for value-preserved savings 保值储蓄补贴率

存款：

account number 帐目编号

depositor 存户

pay-in slip 存款单

a deposit form 存款单

a banding machine 自动存取机

to deposit 存款

deposit receipt 存款收据

private deposits 私人存款

certificate of deposit 存单

deposit book, passbook 存折

支票：

credit card 信用卡

principal 本金

overdraft, overdraw 透支

to counter sign 双签

to endorse 背书

endorser 背书人

to cash 兑现

to honor a cheque 兑付

to dishonor a cheque 拒付

to suspend payment 止付

cheque,check 支票

cheque book 支票本

order cheque 记名支票

bearer cheque 不记名支票

crossed cheque 横线支票

blank cheque 空白支票

rubber cheque 空头支票

cheque stub, counterfoil 票根

cash cheque 现金支票

traveler's cheque 旅行支票

cheque for transfer 转帐支票

outstanding cheque 未付支票

canceled cheque 已付支票

forged cheque 伪支票

Bandar's note 庄票，银票

银行：

banker 银行家

president 行长

savings bank 储蓄银行

Chase Bank 大通银行

National City Bank of New York 花旗银行

Hongkong Shanghai Banking Corporation 汇丰银行

Chartered Bank of India, Australia and China 麦加利银行

Banque de I'IndoChine 东方汇理银行

central bank, national bank, banker's bank 中央银行

bank of issue, bank of circulation 发行币银行

commercial bank 商业银行，储蓄信贷银行

member bank, credit bank 储蓄信贷银行

discount bank 贴现银行

exchange bank 汇兑银行

requesting bank 委托开证银行

issuing bank, opening bank 开证银行

advising bank, notifying bank 通知银行

negotiation bank 议付银行

confirming bank 保兑银行

paying bank 付款银行

associate banker of collection 代收银行

consigned banker of collection 委托银行

clearing bank 清算银行

local bank 本地银行

domestic bank 国内银行

overseas bank 国外银行

unincorporated bank 钱庄

branch bank 银行分行

trustee savings bank 信托储蓄银行

trust company 信托公司

financial trust 金融信托公司

unit trust 信托投资公司

trust institution 银行的信托部

credit department 银行的信用部

commercial credit company(discount company) 商业信贷公司（贴现公司）

neighborhood savings bank, bank of deposit 街道储蓄所

credit union 合作银行

credit bureau 商业兴信所

self-service bank 无人银行

land bank 土地银行

construction bank 建设银行

industrial and commercial bank 工商银行

bank of communications 交通银行

mutual savings bank 互助储蓄银行

post office savings bank 邮局储蓄银行

mortgage bank, building society 抵押银行

industrial bank 实业银行

home loan bank 家宅贷款银行

reserve bank 准备银行

chartered bank 特许银行

corresponding bank 往来银行

merchant bank, accepting bank 承兑银行

investment bank 投资银行

import and export bank (EXIMBANK) 进出口银行

joint venture bank 合资银行

money shop, native bank 钱庄

credit cooperatives 信用社

clearing house 票据交换所

public accounting 公共会计

business accounting 商业会计

cost accounting 成本会计

depreciation accounting 折旧会计

computerized accounting 电脑化会计

其它：

general ledger 总帐

subsidiary ledger 分户帐

cash book 现金出纳帐

cash account 现金帐

journal, day-book 日记帐，流水帐

bad debts 坏帐

investment 投资

surplus 结余

idle capital 游资

economic cycle 经济周期

economic boom 经济繁荣

economic recession 经济衰退

economic depression 经济萧条

economic crisis 经济危机

economic recovery 经济复苏

inflation 通货膨胀

deflation 通货收缩

devaluation 货币贬值

revaluation 货币增值

international balance of payment 国际收支

favourable balance 顺差

adverse balance 逆差

hard currency 硬通货

soft currency 软通货

international monetary system 国际货币制度

the purchasing power of money 货币购买力

money in circulation 货币流通量

note issue 纸币发行量

national budget 国家预算

national gross product 国民生产总值

public bond 公债

stock, share 股票

debenture 债券

treasury bill 国库券

debt chain 债务链

direct exchange 直接（对角）套汇

indirect exchange 间接（三角）套汇

cross rate, arbitrage rate 套汇汇率

foreign currency (exchange) reserve 外汇储备

foreign exchange fluctuation 外汇波动

foreign exchange crisis 外汇危机

discount 贴现

discount rate, bank rate 贴现率

gold reserve 黄金储备

money (financial) market 金融市场

stock exchange 股票交易所

broker 经纪人

commission 佣金

bookkeeping 簿记

bookkeeper 簿记员

an application form 申请单

bank statement 对帐单

letter of credit 信用证

strong room, vault 保险库

equitable tax system 等价税则

specimen signature 签字式样

banking hours, business hours 营业时间

加海外导师主页君个人微信（seesoaredu），可与主页君直接对话，快速获取海外学习帮助，获得免费咨询哦~返回搜狐，查看更多